Property Damage Losses Homeowners Claims Recovery Process
Our licensed public adjusters are fluent in homeowners insurance policies. We work with you throughout the insurance claims process to implement the claims strategy that is best for your family.
Step 1: Ensure the Safety of Your Family
When disaster strikes, your first priority is making sure your family is safe.
Step 2: Contact a Public Adjuster
Our team will meet with you at a time and location that is most convenient for you.
Step 3: Thorough Review of Your Policy
Our team conducts a comprehensive review of your policy, noting any restrictions, coinsurance requirements, limitations, and options. We also review and inspect the damaged property.
Step 4: Create a Claims Strategy That Works With Your Goals
We meet with you to create and activate the best claims strategy to take care of your family.
Step 5: We Take Care of All Insurance-Related Requirements
Once we have agreed on a claims strategy, we will:
- Meet with the insurance company personnel at the loss location.
- Agree on the scope of damages (what should be repaired versus replaced).
- Prepare a detailed reconstruction estimate.
- Prepare a detailed inventory of personal property damaged and lost.
Step 6: Negotiations & Final Settlement
We negotiate a fair and just settlement, accurately considering all damages.
Step 7: Restoration? Reconstruction or Relocation?
We negotiate with the insurance company to ensure that you can achieve your specific goals, whether it is restoring or rebuilding your home, or relocating.